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Determining Financial Aid

To determine the amount of financial aid a student can receive, the school must first determine the Cost of Attendance.  The Cost of Attendance is determined by the Office of Financial Aid and is different from the amount you pay for direct costs to the university.  Direct costs are those that you will be billed by the university Bursar's Office.  The Cost of Attendance is different at each school.  Additionally, you can see from the University of New Haven's Cost of Attendance for the 2013-2014 year that estimated costs for a student living on-campus (Resident) are different from a student who is commuting, since a commuter student has different direct educational costs.  For example, a commuter student is not charged for on-campus housing.       
                                                                                                                        
A full listing of the undergraduate costs may be found on the Bursar's Office website.     
                    
The UNH Financial Aid Office subtracts your EFC (results of your FAFSA) from the Cost of Attendance to determine a students “financial need”.

 

    Cost of Attendance

 -  Expected Family Contribution (EFC)

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     Financial Need

 

If the EFC is less than the Cost of Attendance, the student may be eligible for subsidized financial aid such as grants, scholarships, and subsidized student loans as well as the federal Direct parent PLUS loan.  
                                                                               
If the EFC is greater than the Cost of Attendance, the student may be eligible for unsubsidized financial aid such as unsubsidized student loans and the federal Direct parent PLUS loan.    
                                                                       
Note: Merit scholarships are based on a student’s academic performance and can be awarded regardless of the EFC.  However the Office of Financial Aid must take into consideration the amount of your merit scholarships when determining the amount of need-based financial aid for which you are eligible.
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